Pavlos has considerable experience in banking and secured financing having advised numerous local and international banks and other financial institutions, syndicates of lenders as well as borrowers on several occasions in a number of multi-million financing transactions. Pavlos’ role in advising lenders is mainly focused on financing transactions in the fields of project development, real estate, infrastructure and shipping. His experience in this field spans over the drafting and/or review of loan and facility agreements, including syndicated ones, fixed and floating charges, mortgages over land, mortgages over vessels, corporate and personal guarantees, share pledge agreements, charges over bank account, assignment agreements and other security documents. He regularly issues capacity and enforceability legal opinions relating to financing transactions, carries out due diligence on borrowers and other obligors, reviews and collects the required corporate approvals, corporate documents and conditions precedent and advises on and undertakes the registration and release of charges and mortgages with the Registrar of Companies, the Land Registry and other authorities in Cyprus.
The quality of his work and expertise has retained several high-profile banks and international law firms over the years who regularly and repeatedly entrust their banking and finance work to him. Over the years, Pavlos has worked for, inter alia, Barclays, Societe Generale, Deutsche Bank, Credit Suisse, EBRD, HSBC, Lloyds Bank, The Royal Bank of Scotland, JPMorgan Chase, Bank of America, RCB Bank.
In parallel, he often advises banks and other financial institutions on complex regulatory and compliance matters concerning banking regulation, corporate governance, new and existing banking products and payment solutions and insurance law.
Pavlos has often been recommended and highly appraised by Legal 500, Chambers Europe and other well-known directories for his work in Banking and Secured Financing.